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WHAT IS PREMISES LIABILITY?
Premises liability is the responsibility which the
owner or possessor of land has to others because of defects in the land of which
the owner knows or should have known.
WHAT RESPONSIBILITY DOES THE OWNER OR POSSESSOR OF LAND
OWE?
An owner or possessor
of land is required to provide reasonably safe premises to
persons who lawfully enter onto the property. The steps that the owner or possessor of land must take to satisfy the
responsibility depends on the status of the person who enters onto the property. The person who
is injured on the property, regardless of the seriousness of the injury, is not entitled to any
recovery unless it can be proven that the property owner or possessor violated a duty to the injured
party, and that violation of duty was a direct cause of the injury. It
should be specifically noted that in actions against the State, or any
political subdivisions, i.e., cities, schools, state or federal
hospitals and county road commissions, the type of defect or its
location must satisfy certain specific criteria, or the claim will be
barred by the doctrine of governmental immunity.
WHAT IS MEANT BY THE "STATUS OF THE PERSON WHO ENTERS ONTO THE PROPERTY"?
A trespasser is someone who has no authority or permission to enter onto the property. The owner
or possessor of land has no duty to protect a trespasser unless it is a child,
and the owner or
possessor of land knows or reasonably should have known of the child's presence. However, the
owner or possessor of land can not set a trap for a trespasser.
A licensee is someone who has limited authority or permission to enter onto the property, such as a
social guest, a utility meter reader, a mail delivery person, a newspaper delivery person,
a fireman or a policeman. The owner or possessor of land must inspect the land in a
reasonable and periodic manner to detect obvious defects, and to repair them in a reasonably
prompt manner, and, provide reasonable warnings of such defects until
they are repaired.
A business customer, called
a business invitee, is owed the greatest duty. The owner of
land must actively inspect the land for defects in a reasonable
and periodic fashion in order to recognize the likelihood of the risk of
harm. The business owner must take reasonably prompt steps
to repair the defects, and must warn of the existence of those
defects.
WHAT IS MEANT BY GOVERNMENTAL IMMUNITY?
The only premises liability claims against governmental units that can be litigated involve the
following:
1. A building defect which is part of the building's structure.
2. An action against a city or township which arises out of a
defective sidewalk or pedestrian
crosswalk; however, an action against a county or the state for the same
condition is not viable.
3. An action arising from a motor vehicle accident which was
caused by a defect in the traveled portion of the highway, which affects vehicular travel.
DOES THE PERSON ENTERING ONTO THE LAND HAVE ANY RESPONSIBILITY FOR THEIR
OWN SAFETY?
The law requires that anyone who acts does so in a reasonably safe manner, to act for
his/her own
safety.
If the jury, in listening to all the evidence, determines that the person who entered the property was
more than 50% responsible for his/her own injury, that person is not entitled to any recovery,
regardless of the extent of the injury.
TO WHAT DAMAGES IS AN
INJURED PERSON ENTITLED? If
the owner of land is determined to be more than 50% responsible for a
victim's injuries, the owner is required to pay for all reasonable
damages that directly flow from the negligence. That is,
he/she is responsible for medical and hospital expenses, medications,
nursing care, wage losses, loss of future earning capacity, pain,
suffering, shock and fright. Some of those losses can be
calculated with precision, and the jury determines some. PLEASE
NOTE: Just because a person gets injured on the property of
another does not entitle him/her to a recovery. The injured party
is entitled to recovery only if:
1. The property owner or possessor breaches a duty owed to
the injured party; and,
2. The injured party was acting for his/her own
safety and was less than 50% comparatively at fault for the injury; and,
3. Governmental immunity or a legally recognized
release of liability did not protect the property owner.
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